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WISE The digital current account for home and abroad. All the essentials for everyday life, everywhere life takes you. Multi-currency debit card, welcomed in 150+ countries and at 2 million ATMs worldwide. Express international transfers. Truly instant, low cost, global transfers. Over 70% arrive in under 20 seconds. Earn 3.32% variable rate. Earn a return on your everyday balance by opting in to Wise Assets. Save up to 75% compared to major banks. Unlike many banks, all our fees are low cost and up front. We never inflate the exchange rate. See the savings for yourself!